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Changing country, changing costs | How does removals house affect the household budget?

| Anna |

Moving to another country is not only a change of environment, but also a whole new financial reality. Let’s analyse how the cost of living changes, based on four main aspects: flat rent, food expenses, transport and other daily expenses.

1. Rental costs after the move

The cost of renting a flat is usually one of the biggest expenses in a household budget. Depending on the country, city and even neighbourhood, prices can vary drastically. For example, moving from a smaller city in Poland to a large centre such as Paris or London can mean an increase in housing expenses by up to several times. It is important to check rental prices and accommodation options thoroughly before moving, preferably using local property portals.

When planning a move, it is worth considering different housing options:

  • using local property portals: these portals often offer detailed information on average rental prices in different neighbourhoods;
  • shared accommodation: this is a popular option among young professionals and students, which allows for a significant reduction in housing costs;
  • long-term contracts: landlords often offer lower rates on longer leases, which can be beneficial for those planning a longer stay.

2. Food expenditure in the new country

Food prices can vary considerably, especially if we compare costs between countries with different standards of living. For example, in countries such as Norway or Switzerland, food costs can be up to twice as high as in Poland. In contrast, in some countries in southern Europe, such as Spain or Portugal, food prices can be comparable or even lower.

Differences in food prices can be significant, depending on the region. Here are some ways to manage your food expenditure:

  • local markets and shops: shopping in local markets can offer fresh produce at lower prices than in large supermarket chains;
  • cooking at home: Regularly preparing meals at home is usually cheaper and healthier than eating out;
  • price comparison: using a price comparison app can help you find the cheapest shopping options.

3. Transport in the new country after the move

Transport costs also vary from place to place. Large metropolises often use well-developed public transport networks, which can be cheaper than maintaining a car. For example, a monthly public transport ticket in Berlin can cost much less than fuel and car maintenance in a smaller city in Poland.

The choice of mode of transport has a major impact on daily expenditure, especially in large cities:

  • public transport: in many cities, public transport is well developed and provides an economical alternative to the car;
  • electric bicycle or scooter: in cities with a well-developed cycling infrastructure, getting around by bicycle or electric scooter can be a quick and inexpensive solution;
  • car sharing and carpooling: these options can offer the flexibility of a car without the need for your own vehicle.

4. Other expenses after the move

In addition to the aforementioned, other day-to-day expenses such as utilities, internet, entertainment or healthcare are also important. In some countries, such as the USA, healthcare costs can be a significant burden on the budget, while in most European countries the healthcare system is subsidised and less of a burden on the population.

Daily life in a new country can bring various unexpected expenses that are worth taking into account:

  • health care: The cost of health insurance and medical care can vary widely between countries. In the US, where the healthcare system is predominantly private, these expenses can be significant;
  • entertainment and leisure: costs such as cinema, restaurants or sports clubs can vary from place to place. When planning your budget, it is worth considering these aspects of social life too.

International removals

Moving to another country can significantly affect your household budget in various ways. It is a decision that requires careful thought and planning, especially in a financial context. It is a good idea to draw up a detailed spending plan and prepare yourself as well as possible for the new economic conditions ahead. Also, don’t forget about the potential savings you can make through well-considered decisions, such as choosing the right location or means of transport. In conclusion, moving to another country requires not only emotional preparation, but also careful financial planning. Understanding local economic realities can help you avoid financial surprises and facilitate a smooth transition to your new environment.